What are the Difference between Auto Loan and Car Finance?

1. Both are actually the same, only words are different. Don’t believe me eh? According to Mr. Wikipedia, auto loan can be defined as hmmm well in easy word it is just a debt, that within some amount of time, you have to pay some interest. I told you on the last post that interest is indeed a bad thing. Anyway, we are frequently heard the term bad credit car finance. What is that supposed to mean actually?

2. When you have bad credit car finance, you will have difficult time on selling or buying new car. But that is not the problem as many people can still buy the new car. You know why? Let me tell you the secret.

3. The secret of many people look onto when having bad credit finance is to look for non status car finance. “What the heck is that dude?” Chill out bro, the term is actually meaning something like even if you have bad credit history, you can still get the car you want in the condition that you have decent and trustable personality.

4. Basically the company will buy the car and lease it to you. It is easy right? Yeah, everything is easy nowadays. You don’t need to buy or borrow books from library or shop to know something; you just need to google it! This is how world progressing and so with the loaning system. Do you agree? Whatever…

Car Spare Part: Is It Really Important?

1. We hear a lot of people talking doubt about the integrity of any car parts sold in the market. Some said, “This is from Taiwan, cheap but not good”, others said, “Go buy spare parts from Japan, good originality even it is used parts”. The question is, is it really important on our cars?

2. You have to be brainwashed or got slapped on the face if you said NO. Why? Ok let me give you some example. Do you know why people prefer to buy sedan car rather than 4WD vehicle? Most of you already know but I want to clarify it more. One of many reasons is because even the price of the 4WD somewhat is cheaper or affordable, the vehicle spare parts are really expensive. It’s really killing your yearly budget.

3. Next question is which one is better, is it new or used car parts? I have a Honda Civic car and personally I prefer new car parts. Even though the price is ridiculous, well I mean expensive compare to used car parts we got from scrap yard, I feel much safer driving on newly car parts.

4. So it is better to use new parts and what I mean by new car parts is not something that coming from Taiwan, which is kind of so crappy even it is new. Look for original parts from the car maker or go buy from Japan or country where the car is made. You can seek for money, but please remember this, your life is priceless.

Can We Win Traffic Tickets?

1. When you reduce your speed while driving the car on road, you are indeed lower the risk of getting into any accident or at least make the crash less severe. However, driving too slow is increasing the chance of you getting into an accident too. Why? Because you are slow! So, if you afraid of getting caught go learn from this New Jersey Traffic Ticket case.

2. I know lots of people got the traffic tickets but nobody seems to know what to do next as majority of the cases is just unplanned or deliberately made. Last month I got a speeding ticket too but luckily it is what Malaysian people called as saman ekor. So no need to pay la as suggested by one of my friend. But as good citizen, I will pay it, if only if there are huge discount offered which I heard will be offered once in a year.

3. Whatever happens in Malaysia is definitely different in other countries. In New York for example, if you get caught into traffic ticket, you can easily bail it out by hiring good lawyer. This New York Traffic Ticket is currently getting useless as the authority can’t get anything out of it. The only condition is just don’t kill people. This kind of lawyer practice is still not well defined in Malaysia. Will this kind of practice will benefits us? Only time could tell.